Storm Damage Roof Repair Central Florida
Hurricane, wind, hail, and tornado roof damage repair throughout Orlando and all of Central Florida. 24/7 response. Insurance documentation included. Licensed CCC1330134.
FL License CCC1330134 · 37 Years Experience · Available 24/7 · All Central Florida Counties
Storm Damage Roof Repair — Quick Answers
What should I do immediately after storm damage to my roof?
Call your insurance company to open the claim and immediately call a licensed roofing contractor for emergency tarping. Florida law requires homeowners to mitigate further damage — failure to tarp can reduce your claim for subsequent water intrusion. Do not start permanent repairs until the insurance adjuster has inspected.
What is the Florida 25% Rule for storm roof damage?
Florida Building Code Existing Building 706.1.1 can require a roof section to be brought to current code when more than 25% of it is repaired within 12 months. Florida Statute 553.844(5), added by Senate Bill 4-D in 2022, exempts roofs built or replaced to the 2007 Florida Building Code or later — for those, only the repaired portion must comply. The 2007 code took effect on 1 March 2009, so most newer roofs qualify for the exemption. One World Roofing checks permit history and measures each roof section on every storm inspection so your claim is built on the correct position.
How long do I have to file a storm damage roof claim in Florida?
Florida Statute 627.70132 gives homeowners 1 year from the date of loss to file a hurricane or windstorm insurance claim. Filing promptly is critical — delays allow insurers to attribute damage to pre-existing wear rather than the storm event.
How do I know if my roof has storm damage?
Signs of storm roof damage include missing or lifted shingles, granules accumulating in gutters, ceiling stains after rain, cracked or displaced tiles, dents on metal surfaces, and lifted flashing. A professional inspection is the only reliable way to assess full damage — many types are not visible from the ground.
Storm Roof Damage We Repair in Central Florida
Hurricane & High Wind Damage
Wind above 50 mph lifts shingles by breaking the adhesive bond between tabs. At 75+ mph, entire sections can lift. Tile roofs suffer cracked tiles and dislodged pieces. Metal roofs can experience panel uplift at fastener points. We assess and repair wind damage to all roof types.
Hail Damage
Hail impact creates bruising in asphalt shingles (damages the mat structure, not always visible), cracked or broken tiles, and dents in metal surfaces. Hail damage is frequently disputed by insurers — our detailed photo documentation shows every impact point.
Fallen Tree & Debris Impact
Fallen trees and large branches are structural emergencies. We provide immediate tarping and structural assessment, then coordinate the full repair scope including deck replacement if needed. Documentation for both insurance and contractor records provided.
Flat Roof Storm Failures
Commercial flat roofs suffer seam failures, membrane uplift, and drain blockage from storm debris. Active ponding post-storm can collapse weakened membranes. We provide emergency flat roof repair and tarping for commercial properties 24/7.
Flashing & Edge Failures
Hurricane winds frequently separate flashing at roof edges, chimneys, HVAC curbs, and skylights. Even when the field of the roof survives a storm intact, failed flashing causes significant water intrusion. We re-flash all penetrations after storm events.
Post-Hurricane Moisture Intrusion
Water that enters through storm damage spreads within wall cavities and attic spaces faster than visible staining suggests. We use moisture meters to map intrusion extent — critical for accurate insurance documentation.
What Is the Florida 25% Rule, and Does It Apply to Your Roof?
The “25% Rule” — Florida Building Code Existing Building 706.1.1 — can require a roof section to be brought to current code when more than 25% of it is repaired, replaced, or recovered within 12 months. Senate Bill 4-D changed this in 2022: under Florida Statute 553.844(5), roofs built or replaced to the 2007 Florida Building Code or later — effective 1 March 2009 — need only the repaired portion brought to code. Older roofs may still fall under the original rule.
- ⚠Whether the exemption applies depends on your permit history — we pull it before any claim is filed
- ⚠The percentage is measured against the affected roof section, not always the whole house
- ⚠Do not assume 25% damage means a funded replacement — your policy, not the code, decides what is paid
- ⚠We measure each section, document every damaged area, and attend adjuster meetings with the correct code position
Our Storm Damage Response Process
Emergency Call & Dispatch — 24/7
Call (321) 214-7663 any time. We dispatch the nearest crew immediately for active water intrusion. During major storm events we operate triage — structural damage and active leaks first.
Emergency Tarping to Stop Water Intrusion
Heavy-duty FEMA-spec tarps installed to prevent further damage. Tarping is photographed and documented for your insurance claim. This step is critical — additional water damage after the storm may not be covered.
Comprehensive Damage Documentation
Timestamped photographs of every damaged area, moisture meter readings, and a written damage report formatted for insurance submission. We measure each roof section against the 25% threshold and check permit history to establish whether the SB 4-D exemption applies.
Insurance Adjuster Coordination
We attend the adjuster meeting, present our documentation, and advocate for an accurate settlement. We have helped hundreds of Central Florida homeowners receive full replacement coverage on storm-damaged roofs.
Permitted Permanent Repair or Replacement
All permanent work is permitted and inspected under Florida Building Code. You receive a completion certificate and warranty documentation at project close-out.
⚠ Beware of Storm Chasers After Florida Hurricanes
After major storms, unlicensed out-of-state contractors flood Central Florida. They offer fast repairs, take large deposits, and deliver substandard work — or disappear entirely. Florida requires a licensed roofing contractor for any roof repair exceeding minor maintenance. Always verify the FL license number before signing.
One World Roofing LLC — Verified FL License:
CCC1330134
Verify at myfloridalicense.com
Roof Emergency in Central Florida? Call Now.
We respond 24 hours a day, 7 days a week — including hurricanes, nights, and weekends.
FL License CCC1330134 · 37 Years Experience · Serving All 10 Central Florida Counties